7 Amazing Money-Saving Apps
Money Saving Apps: Who doesn’t need money? Whether you are a student, a business owner, or an employee – even if you have a decent job and cash flow situation. These days inflation is so great that everyone could use an extra bit of money.
If you save money you can have a lot of financial freedom and more opportunity to live a better and healthier life.
As they say, saving money is not an economic situation but a habit. The biggest challenge is to identify areas from where you can save money. We can help you with that. Here are seven magnificent apps recommended by the team at phoneswithfreegifts to save money.
Read Also: 8 best pharmacy apps
Top money-saving Apps
1. Chime ↗
It is a mobile banking app that is accessible on both Android and iOS. The app allows you to track your spending on the go. You will be constantly reminded to keep your expenditures in check.
The good thing about Chime is, it will help you stash away money and save it for all purposes.
2. Digit
Digit is a financial planning app. It does your thinking for you. It relieves you of the burden of administrating your finances. The app analyzes your income and expenses in great detail. Then it calculates the amount you can easily save and deposits that into an FDIC-insured Digit account.
And in no time your savings start to accumulate.
3. Clarity Money ↗
Clarity Money as the name might suggest is an app that distinguishes between appropriate spending and wasteful expenditure. The Clarity Money cancels subscriptions you are not using or the ones you don’t need.
Clarity Money also recommends some credit cards it thinks may suit your lifestyle.
4. Qapital ↗
Qapital is an app that is very different from other apps on our list. It adds a segment of learning and planning to your life. The App gives you goals to save certain money, starting from small and going on to larger values with time.
Aside from this, It turns up into a transaction to the nearest total number of any purchase you make and places in an FDIC-insured account.
5. Mint ↗
Mint pushes you to pay your bills on time so you don’t have to pay extra fees and late charges. Moreover, all your finances are aligned if you pay your bills on time. The app also has the option to mark out a detailed budget plan involving your income and expenses.
6. Acorns ↗
Acorns link your credit and debit cards to your app. The difference in the roundup is transferred to an online Acorns account. This is not just an ordinary account. It is an investment account and your amount is automatically invested into various accounts.
If you are a college student, there is good news for you. You can use Acorns for free for the first four years.
7. You Need a Budget ↗
As it is a very self-explanatory app. It helps you create a detailed budget that allows you to control your finances and make extra savings. You will have to prioritize some expenses and set aside savings, retirement plans, and even some investments.
You Need a Budget App is available on both Google Play and iOS.
Author bio
Nuur Hasan is a software developer, web developer, and technical writer with more than seven years of experience. He believes that sharing knowledge can do wonders and that is why he likes to blog. His other interests include politics and sports.