Top Android Apps and iOS Apps
You can always start to think about your budget and manage your finances. There is no specific time or day to become financially stable. The best time to start your financial planning is now. Then, it is not so easy to understand where to begin, if you are a young professional. Fret not. You will find many Android Apps and iOS apps to start budgeting and making the right investments.
You can perform all such activities right on your smartphone. Whether you want to save money for an exotic beach holiday or your retirement, these mobile apps will make your life easier than you have imagined.
According to an article that is published on www.huffingtonpost.in, apps such as Debt Pay off Assistant for iOS uses the Snowball Method to repay your loans.
The tool will monitor your repayment efforts and show how you are progressing with the help of a bar for every debt. You can use the data and stats related to your dues such as the total loan, interest amount, outstanding amount, interest saved, debt due dates, and debt pay off time savings.
You can view such details in the visual form like bars, reports, and charts. Moreover, you can keep track of additional payments and alert you of your due dates. For your better understanding, here are some of the Android and iOS apps to help you stay within your budget:
Pocket Guard
If you are keen to know about your current financial condition, then PocketGuard is your best bet. You can use the app to help you synchronize your credit cards, bank accounts, savings, investments, and debts all under a single platform. The tool will help you create a budget automatically after analyzing your spending habits.
Use the app to keep track of your bills, income, expenses, and subscriptions. This way, you can create your spending limits and figure out whether you can realize your financial objectives or not. Once you learn about these details, you can plan accordingly.
The greatest benefit of the app is that it lets you assess whether you are getting the most lucrative deal on your monthly payments. You will also receive alerts related to any bank charges or fees. The app is used by both Android and iOS users.
However, you need to purchase the app for a monthly four dollars or $35 per year. That is the cost of the premium version of PocketGuard Plus. The amount is nominal and you must use it to create a budget to plan your finances well.
Qapital
If you are finding it hard to save money, then Qapital is your best buddy. It is a smart, rule-focused automatic mobile app for Android and iOS users that help you save your hard-earned dollars.
All you need to do is connect the app with your checking account and choose your savings goal. Thereafter, you need to set up IFTTT rules to set off money transfer each time you carry out some transaction.
Let us explain this point with the help of an example. If you drink coffee at Starbucks, the app helps you put 10 dollars as savings each time you buy anything from this coffee shop or for that matter any store like Walmart.
Besides, if you have a loan from a lender with good, genuine debt consolidation ratings, you can use the best features of Qapital to create a budget so that you can repay the loan quickly and efficiently.
You can set various rules for the app. For instance, set aside a certain sum of money as tax payment whenever you receive some payment. Set alerts when you are running short of funds and Qapital will stop payments immediately so that you do not enter into further debts.
Spendee
The app tells everything about your finances. Monitor your spending and then create a budget based on your purchasing habits. It will help you to save your money and make both ends meet. There is no doubt about the same.
The Android and iOS apps are easy to use because all you need to do is link this tool with your bank account to monitor all your expenditures.
There is an additional feature of Spendee that lets you create a shared account with the members of your family. Besides, the mobile app also supports multiple currencies, which is an added advantage.
Though the app is free, you can upgrade to the premium version Spendee Plus that lets you create more than one wallet and share the same with members of your family. The cost is two dollars per month and 15 dollars every year. You can choose the plan based on your financial planning needs.
A paid app Spendee Premium is also available, for which you need to shell out three dollars a month and 24 dollars every year. You can synchronize this app with all your bank accounts or the ones you like to link.
Grand
If you would like to win exciting prizes for saving your money, then Grand is your best bet. It is the ideal app because each week you will automatically enter into some cash drawing for every dollar you set aside for your investment account.
Most of the reputed banks in the US link with the app. It works fine as your deposits will earn an interest of one percent automatically, which is much more than the country’s average rate of interest.
As of now, you can access Grand via the website as well as the App Store. However, there are plans to develop an Android version of the app soon.
Some may feel that a monthly charge of two dollars is more. But considering that you will save your hard-earned dollars regularly, the money is worth spending on such a dynamic app. Therefore, install the same on your iPhone and start saving cool bucks.
Conclusion
Now that you have the names of these apps with you, start using one of these to create a budget, spend carefully, and save loads of money every month.